Lead Data Scientist, Credit Risk

Chime Financial, Inc · Chicago, IL, USA; San Francisco, CA, USA · All 70 Chime Financial, Inc jobs

Pay shown$152,000 to $210,000 a year

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Advertised pay
$152,000 to $210,000 a year
Checker · last seen live 06 Nov 2026
Pay readStill open
Advertised pay
$152,000 to $210,000 a year
Level
Lead
Posted
13 Oct 2026
Age
Posted 23 days ago (since 13 Oct)
Source
Employer's own page, Greenhouse

Typical pay for this role in San Francisco

The median advertised range for a data scientist in San Francisco is $174,000 to $237,659, from 76 adverts that state a yearly pay. This job, at $152,000 to $210,000, sits inside that range.

Median of the advertised lower and upper figures, not a promise of what is paid.

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Required skills

  • Statistics
  • Machine Learning

Nice to have

  • Leadership
  • Risk Management
  • Data Science
  • Underwriting
  • SQL
  • Python
  • Excel
  • Looker
  • Communication Skills
  • Procurement
  • Embedded

About the job

About the Role We are looking for an experienced Credit Risk Data Scientist who is data-driven, has strong analytical and technical skills, and operates with a high degree of ownership. In this role, you will lead the credit strategy that lets Chime lend to people before they have a relationship with us — starting with Instant Loans for new members (top of funnel) and expanding to future unsecured credit products such as credit cards.

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Source: Chime Financial, Inc's careers site

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