Data Scientist - Credit & Risk

Divineresearch · San Francisco, California

No pay statedHybridPermanent

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Checker · last seen live 07 Nov 2026
Still open
Work pattern
Hybrid
Employment
Permanent
Posted
11 Nov 2025
Age
6 months old (since 11 Nov 2025)
Source
Employer's own page, Ashby
Advertised pay
Not stated
Some employers keep roles open on purpose

Half of recent data scientist adverts in San Francisco state $172,904 to $249,025 a year. The middle is $210,500.

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Required skills

  • Python
  • SQL
  • Forecasting
  • Underwriting
  • Attention To Detail

Nice to have

  • Reporting
  • Observability
  • Etl
  • Leadership

About the job

Traditional credit was built for people who already have money. Requirements for credit history, collateral, and costly underwriting create insurmountable barriers for those who need capital most. Over 1.4 billion people https://www.worldbank.org/en/topic/financialinclusion/overview lack access to credit. A vendor in Lagos earns cash daily but can't prove a steady income. A Colombian nurse with years of perfect informal repayments remains invisible to banks.

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Source: Divineresearch's careers site

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